Fee Information Document

Name of the account provider: Paxum Inc.
Account name: Personal Payment Account
Date: 01 March 2023

  • This document informs you about the fees for using the main services linked to the payment account. It will help you to compare these fees with those of other accounts.
  • Fees may also apply for using services linked to the account which are not listed here
  • A glossary of the terms used in this document is available free of charge

Personal Account Fees

Download Fee Information Document

General Fees

Maintaining the AccountFREE (If used at least once within past 6 months)
$5.00 (If not used at least once within past 6 months)
EUR IBAN Account (for incoming WIRES and SEPA transfers)FREE


Payments (Excluding Cards)

Receiving Money


By Wire from your OWN account in USD Currency$50.00
By Wire from your OWN account in EUR Currency$10.00
By Wire from 3rd party (EUR)0.5%, min. $10.00
By Local Bank Transfer from your OWN account$5.00
By Local Bank Transfer from 3rd party0.5%, min. $5.00
By P2P transfer from other Paxum Users$0.25


Sending Money


By P2P transfer to other Paxum Users$0.25
By Wire to your OWN account in USD Currency$50.00 *
By Wire to your OWN account in EUR Currency$40.00
By Wire to your OWN account in OTHER Currency$25.00
By Local Bank Transfer to your OWN account$5.00
By Local Bank Transfer to your OWN account in COP currency$8.95
To Credit Card (Other than Paxum Prepaid Card) owned by you$6.00 + 2.95%


Cards and Cash

Mastercard Prepaid Card Fees


ATM FEE in Card Currency$2 + 1%
ATM FEE Withdrawal with FX$2.00 + 3% FX
ATM FEE Decline$0.00
POS in Card Currency$0.00
POS in another currency (FX)$0.00 + 3% FX
POS Declined Transaction$0.00
Pin reset$1.00
Balance Enquiry$0.00
Annual Account Maintenance$0.00
Monthly Maintenance Fee$3.75
Activation$0.00
Card Issue$10.00
Reissue lost/stolen/damage$0.00
Card Load from Personal Payment Account$0.25
Card Load from Business Payment Account$1.00
Chargeback Initiation$0.00
Express Delivery$95.00
Standard Delivery$0.00


Mastercard Prepaid Virtual Card Fees


POS in Card Currency$0.00 + 1%
POS in another currency (FX)$0.00 + 3% FX
POS Declined Transaction$0.00
Annual Account Maintenance$0.00
Monthly Maintenance Fee$2.95
Activation$0.00
Card Issue$1.00
Card Load from Personal Payment Account$0.25
Card Load from Business Payment Account$1.00
Chargeback Initiation$0.00


Paxum UnionPay Prepaid Card Fees


ATM FEE in Card Currency$2.00 + 1%
ATM FEE Withdrawal with FX$2.00 + 3% FX ¹
ATM FEE Decline$0.00
POS in Card Currency$0.00
POS in another currency (FX)$0.00 + 3% FX ¹
POS Declined Transaction$0.00
Pin reset$1.00
Balance Enquiry$0.00
Annual Account Maintenance$0.00
Monthly Maintenance Fee$3.75
Activation$0.00
Card Issue$10.00
Reissue lost/stolen/damage$0.00
Card Load from Personal Payment Account$0.25
Card Load from Business Payment Account$1.00
Chargeback Initiation$0.00
Express Delivery$95.00
Standard Delivery$0.00


Paxum UnionPay Prepaid Virtual Card Fees


POS in Card Currency$0.00 + 1%
POS in another currency (FX)$0.00 + 3% FX ¹
POS Declined Transaction$0.00
Annual Account Maintenance$0.00
Monthly Maintenance Fee$2.95
Activation$0.00
Card Issue$1.00
Card Load from Personal Payment Account$0.25
Card Load from Business Payment Account$1.00
Chargeback Initiation$0.00


*SHA option


¹ Cards issued to residents of Colombia are subject to a foreign exchange rate of 3.5% for international transactions.

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